Importance of health insurance in India post COVID-19.
1.Medical Expenses: The cost of COVID treatment can be major, including hospitalization, medication, and sometimes, intensive care. Having health insurance helps in covering these expenses, minimize the financial struggle on individuals.
Rising Healthcare Costs: Even beyond COVID, healthcare costs in India have been continuously rising. Health insurance acts as a financial safety net, ensuring individuals can afford necessary medical care without compromising their financial security.
Increased Awareness: The pandemic has increased awareness about the importance of health and the need for adequate health coverage. People are recognizing the value of having health insurance to safeguard against unplanned health crises.
Government Initiatives: The government of India has been promoting health insurance through schemes like Ayushman Bharat. However, having a personal health insurance plan provides additional benefits and coverage beyond government initiatives.
Telemedicine and Wellness: Post-COVID, there's a growing emphasis on preventive healthcare and telemedicine. Some health insurance plans offer wellness benefits and coverage for teleconsultations, aligning with the evolving healthcare landscape.
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